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NAVY 7.60 bow in the foreground with anchor chain and the sun low on the horizon

PLATE 01 · Real photograph

Naviglia Yachts · how you pay for a NAVY

Financing
and marine
leasing

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Deposit on confirmation · stage payments · balance on delivery

The purchase can be financed, including through marine leasing. First you choose the right boat, then we decide together how to pay for it: in full, in 3 steps, or through a loan or a marine lease. The terms do not live on a web page: they live in your quote, line by line.

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PLATE 02

In brief

Yes, a NAVY
can be financed

Every NAVY RIB, from the 4.80 to the 9.50 Cabin, can be bought by paying in full or through financing, including the marine leasing formula. We publish no rates, no instalments and no company names: the terms are set by the lender, not by us, and they differ from person to person. What we can do, and do, is prepare a written offer with the technical sheet and the figures of your NAVY, ready to be submitted for the application.

What is certain

  • The boat can be financed, including through marine leasing.
  • Paying in full takes 3 steps: deposit on order confirmation, stage payments during production, balance on delivery.
  • Three documents: deposit invoice, sales contract, delivery report. Payment is by bank transfer.
  • The quote states the price + VAT, the chosen engine and the transport cost: that is the sum to finance, all in one place.
  • List prices: NAVY 4.80 from €13,924 + VAT · engine not included · NAVY 9.50 Cabinato from €86,900 + VAT · engine not included.
  • No instalment and no rate on this page: the offer is prepared on your NAVY, not on an example.
Bow of the white NAVY 7.60: stainless windlass, teak-effect steps and grey quilted sun pad
FIG. 01 — Bow of the white NAVY 7.60: stainless windlass, teak-effect steps and grey quilted sun pad.
NAVY 7.60 at anchor, stern three-quarter view, white Honda 250 and scrub-covered hills behind

PLATE 03 — Sardinia · real photograph

Built to order,
paid step by step

Direct sales · one boat at a time · about 3 months to order up to the 7.60

PLATE 04

The three ways to pay for a NAVY

Purchase, trade-in
or financing

When people ask whether we offer long-term rental, as with cars, we tell them the truth: it is not a formula we have on our list. What we can do is compare the three real ways for you: an outright purchase, a purchase with the trade-in of your current boat, and a financed purchase. Here they are, one by one.

Purchase in 3 steps

Deposit, stage payments,
balance

The simplest way. On order confirmation you pay a deposit and receive the deposit invoice; during production the stage payments follow, as set out in the sales contract; the balance is paid on delivery, when you sign the delivery report. Everything by bank transfer. A made-to-order RIB up to the 7.60 takes about 3 months from order confirmation; for the NAVY 9.50 Cabin the lead time is agreed on confirmation.

Purchase with trade-in

Your current boat
counts

Do you already own a RIB or a boat? We are glad to assess it as a trade-in: we need the year, where the boat is kept and a few photographs of the tubes, the deck and the engine with its plate data. With a serious valuation in front of you, the remaining sum can follow either of the other two ways. We never write “we take it off your hands”: first we look at it, then we make a proposal.

Trading in your boat

Financed purchase

A loan
or marine leasing

With a loan the boat is yours from day one and the sum is repaid to a lender over time. With marine leasing it is the leasing company that buys the boat and grants you its use, with the option to buy it at the end of the contract. In both cases we prepare an offer with the NAVY's technical sheet and the figures, ready to be submitted for the application. The terms are decided by the lender: that is why you will find neither rates nor instalments here.

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Payment, moment by moment

From the deposit
to delivery

The quote states the price + VAT, the chosen engine and the transport cost. Payment by bank transfer: deposit on order confirmation, stage payments during production, balance on delivery. Three moments, three documents: here is what happens in each one, and what changes if you choose a loan or a lease.

Teak-effect foredeck with stainless windlass, chain and anchor on the bow roller, NAVY 7.60
FIG. 02 — Teak-effect foredeck with stainless windlass, chain and anchor on the bow roller, NAVY 7.60.

On order confirmation

The deposit,
and the boat goes into production

The first step is the deposit on order confirmation, with the deposit invoice. From that moment your NAVY goes into production with the choices you made: tube colour, white or black fibreglass, teak, upholstery, options, engine. We build to order, one boat at a time, with no assembly line: the confirmation is what secures your place. How much the deposit is, we tell you with the quote in hand, on your model, not with a percentage written on a page.

Spoked stainless wheel, stereo and switch panel on the white console of the NAVY 7.60
FIG. 03 — Spoked stainless wheel, stereo and switch panel on the white console of the NAVY 7.60.

During production

The stage
payments

While the RIB takes shape, payments follow production in stages, as set out in the sales contract. It is how you pay for something built to order: not everything before, not everything after, but alongside the work. A NAVY up to the 7.60 takes about 3 months from order confirmation; for the 9.50 Cabin the lead time is agreed on confirmation. With a loan or a marine lease the steps change: we go through them together with the quote, before the order is confirmed.

NAVY 7.60 moored in harbour: quilted tan seats, roll bar with bimini, lettering on the tube
FIG. 04 — NAVY 7.60 moored in harbour: quilted tan seats, roll bar with bimini, lettering on the tube.

On delivery

The balance,
and the keys

The balance is paid on delivery, when you sign the delivery report: the NAVY arrives at the harbour you name or straight to your home, and the transport cost was already written in the quote. Direct sales: from configuration to delivery the customer deals with Naviglia Yachts in Aprilia (Latina), with no local dealers in between. The person who looked after you on day one is the same person who hands you the boat. Up to 15 years' warranty on NAVY RIBs.

Tan console seat with embroidered logo on the gloss black console, NAVY 7.60
FIG. 05 — Tan console seat with embroidered logo on the gloss black console, NAVY 7.60.

With a loan or a lease

The offer, ready
for the application

If you choose a loan or a marine lease, we prepare an offer with the model's technical sheet and the figures, ready to be submitted for the application. You need a clear document to present: our quote is one, line by line, with the price + VAT, the chosen engine and the transport. What we do not do is promise an outcome: the application is assessed by the lender, with its own timing and its own rules.

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PLATE 06

What gets financed

The final figure,
line by line

A Naviglia Yachts quote states the RIB's list price, plus VAT, the engine you chose, the options and the transport cost. List prices exclude the engine. A NAVY can be bought with or without an engine; the outboard (Honda, Yamaha or Mercury) is chosen separately and quoted together with the boat. That is the sum a loan or a lease is worked out on: one figure, all in view. The list prices from 9 September 2026, VAT and engine not included, start here.

All the prices, on one page

NAVY 7.60 roll bar with flag, Honda outboard and NAVY 7.60 lettering, granite rocks behind
FIG. 06 — NAVY 7.60 roll bar with flag, Honda outboard and NAVY 7.60 lettering, granite rocks behind.
White tube of the NAVY 7.60 with grab handles, quilted grey sundeck and teak-effect deck

PLATE 07 — For real · real photograph

See it first,
then let's talk figures

A figure makes more sense with the boat in front of you: step aboard, touch the tube, compare the teak and upholstery samples in real light. Come and see them for real, then try them at sea. We talk about payment there, with the quote in hand and no hurry.

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FIG. 07 — White tube of the NAVY 7.60 with grab handles, quilted grey sundeck and teak-effect deck.

Naviglia vision: the white NAVY 6.00 planing, seen in profile, with the grey stripe on the tube and the white outboard
FIG. 08 — Naviglia vision: the NAVY 6.00 planing, the size that with a 40 hp outboard, within the legal limits, may be used without a licence within 6 miles of the coast in Italy.

PLATE 08

Companies, charter operators, sailing schools

A quote made out
to your company

If the NAVY is for a business, we make the quote out to the company, with the configuration you need. For those who hire boats out, the NAVY 5.50 or 6.00 with a 40 hp outboard, within the legal limits, can still be driven without a boating licence in Italy and reaches a wider clientele; one engine brand for the whole fleet makes sense. Transport goes into the figure: we only need to know where the boats have to arrive, and the delivery calendar is agreed on order confirmation.

For payment, the same three ways apply: purchase in 3 steps, trade-in, a loan or marine leasing. Tell us how many boats you need, for which area and for what kind of use: we work the figure out on that.

Ask for a quoteThe licence-free NAVYs

PLATE 09

Before you decide

The other pages
you will need

Payment is the last thing you decide. Before it come the size, the engine, the delivery and the warranty: they are explained one by one in the pages below, with the same figures as the price list.

The questions you ask us about payment

Frequently asked
questions

These are the questions that reach the office about financing, leasing and payment, with the answer we give in person. One at a time: opening one closes the other.

Can the purchase be financed?

Yes: the boat can be financed, including through marine leasing. We discuss it together with the quote.

Do you offer marine leasing?

Yes: every NAVY model can also be bought through marine leasing. We prepare an offer with the technical sheet and the figures, ready to be submitted for the application.

How do I pay?

In three steps: a deposit on order confirmation, stage payments during production, the balance on delivery. The documents are the deposit invoice, the sales contract and the delivery report. Payment is by bank transfer.

What do you need to prepare a loan or leasing offer?

The model, the engine you have in mind and the configuration. With these we prepare the quote, with the price + VAT, the engine and the transport, and from there the offer with the technical sheet and the figures, ready to be submitted for the application. If you are trading in a boat, we also need its year, where it is kept and a few photographs of the tubes, the deck and the engine.

Are the prices on this page with or without VAT and engine?

They are net list prices: VAT not included and engine not included, and next to each one you find the amount with 22% VAT already worked out. The engine is chosen separately, by power and brand, from Honda, Yamaha and Mercury, and we quote it together with the boat: that way you have the final figure in front of you, and that is the figure that gets financed.

Can the purchase be made out to my company?

Yes: we prepare the quote in the company's name, with the configuration the business needs. For licence-free hire in Italy the right models are the NAVY 5.50 or the 6.00 with a 40 hp outboard. Tell us how many boats you need, for which area and for what kind of use.

Is there long-term rental, as with cars?

It is not a formula we have on our list. We can, however, compare for you an outright purchase, a purchase with trade-in and a financed purchase.

All the questions

NAVY 7.60 at anchor under a wide blue sky, Honda 250 and a scrub-covered hill

PLATE 11 — The quote, line by line

The right boat first,
then how to pay for it

Tell us which NAVY you have in mind and how you would like to pay for it: in full, with the trade-in of your current boat, through a loan or through marine leasing. We reply with a written quote, line by line, and with the offer ready for the application. Which size do you have in mind?

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Naviglia Yachts — Aprilia (LT), Italy · 380 173 0961